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Letter from the President, Dwight Marquardt

As another school year wraps up for families, we begin the busy summer season, which for many families includes community involvement. Our family at CBNWI is like most other families in that we are involved. Feed My Starving Children, various Chambers of Commerce, Hunt Hill, St Paul's Food Pantry and Soup Kitchen, Barron County fair, Jack Pine Savage Days, Aquafest, Spooner Rodeo, Northland Mardi Gras and countless others are just a very few of what we are involved in. You get the idea: we ask employees to be involved then we accommodate their work schedules so they can be. By participating in many events and organizations from a huge cross section of our trade area, we hope to make our communities a thriving and a better place to be. Please look for our employees across the Northland this summer. Enjoy!


Dwight Marquardt

Washburn County Job Fairs

This spring CBNWI participated in 3 Education Advisory panels sponsored by the Washburn County Economic Development Corp. These panels were held at our local schools in Birchwood, Spooner, and Shell Lake. Hundreds of students participated and their questions were answered by local business people regarding what their respective business does, job descriptions, and qualifications.

We also participated in the Job Fair that was held at the National Guard Armory in Spooner. This event was also sponsored by the WCEDA for interested citizens looking for employment information from local businesses.

These events were attended by Dwight Marquardt, President; Josh Villella, VP/Lending; and Missy Gauger, VP/Personal Banking.

Ridgeland Branch 5 Year Anniversary

This August marks the 5 year anniversary for the opening of our location in Ridgeland, WI. Ridgeland initially opened in August 2010 as a loan processing center for CBNWI with 2 employees. In April of 2012 we opened as a full service branch and grew to have 3 full-time employees and 1 part-time employee. The main focus of our branch has been agricultural lending which is where we started and we continue to serve that need today. As a full service branch, we now offer many banking products and services including our new KASASA Rewards checking accounts. The Ridgeland branch employees are very grateful to have the opportunity to serve and support the Ridgeland community.

Best Regards,

Jerry, Linda, Karla, and Alissa

Hunger Doesn't Take a Summer Break

The staff at our Ladysmith Branch have learned about a need in their community: the children in their community that may spend days hungry due to not having access to the free lunch program they rely on throughout the school year. From June 1st to August 31st you can help CBNWI-Ladysmith collect food for their area food pantries. Stop by and drop off non-perishable food items at the Ladysmith Branch next to the Ladysmith Family Restaurant and help make this summer break a full and happy one for these kids. If you'd like more information, call Dianna in our Ladysmith office at 715-532-7279.

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Angela's Corner

Spring is once again replacing the brown and grey landscape with fresh greens and blues, as cold cloudy days days give way to warmth and sun. It is a season of cleansing as we prepare for the summer to come.

Spring is also a good time to clean up our financial affairs. It is common for us to accumulate lots of financial odds and ends over the years. Often these small accounts can be overlooked, and become costly, inefficient investment and savings vehicles. Reviewing, consolidating, and simplifying can go a long way to getting your financial house in order.

With tax season fresh in our minds, it is also a perfect time to think about changes that may help to reduce next year's tax bill. Are you fully utilizing your 401K or IRA? Are you eligible to make a Health Savings Account Contribution? Are there other tax deferred investment vehicles you can use to save for retirement?

With just a little planning, you can ensure you are on the right path to enjoy all the seasons. If you think it is time for you to do some financial house cleaning, please stop in or give me a call. It would be my pleasure to help you review your finances and see where you might be able to tidy things up!

Take care,

Angela Televandos

Rice Lake Office

1204 West Knapp St.

P.O. Box 169

Rice Lake, WI 54868

Office: 715-234-5002

Securities and investment advisory services offered exclusively through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC or any other bank insurance, are not deposits or obligations of CBNWI, are not guaranteed by the Bank and are subject to risk including the possible loss of principal. The RiverGroup and CBNWI are independent of Raymond James Financial Services.

Upcoming community events where you will find CBNWI! See you there!

• June Dairy / Customer Appreciation Month Celebrations will be taking place at all of our branches. Stop in your local branch to find out how and when you can join them!

• See us at Aquafest on June 13th in Rice Lake with musical guest Gary Allen!!

• Northwoods Bluegrass Festival (June 12-13th) and Northland Mardi Gras (July 16-19th) in Ladysmith

• Don't forget to stop by the Spooner Rodeo (July 9-11) and Jack Pine Savage Days (August 1-3) in Spooner!

• Ridgeland Community Fair 92nd Annual Labor Day Celebration Sept. 4th-7th

• Brill Harvest Days September 12th and 13th

A reminder that a registered nurse is at the Brill Branch every Monday morning from 10:00 to 11:00 taking blood pressure checks. All are welcome to take advantage of this FREE service.