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Individual Retirement Accounts

Our Individual Retirement Accounts are an ideal way to save for your retirement. We offer a full range of IRA plans.  Accounts are FDIC insured. Stop in or call to find out more about Roth or Traditional IRA's.

Traditional IRA’s

  • Traditional IRA's offer independence and can be opened and funded without any employer participation.  Under this arrangement, contributions may be tax-deductible, but distributions are generally taxable.

Roth IRA’s

  • With Roth IRA's, contributions are not tax deductible, but distributions generally can be withdrawn tax free.

Both types of IRA benefits are attractive, and choosing one or both can be difficult.  We recommend you review your options with a competent tax advisor before deciding whether to contribute to a Traditional IRA, Roth IRA, or both. 

Rice Lake
Main Branch
407 W. Knapp Street
P.O. Box 169
Rice Lake, WI 54868
715-234-5665
Brill
Highways V & M
2789 22nd Street
P.O. Box 169
Rice Lake, WI 54868
715-234-2169
Ladysmith
Community Bank of Ladysmith
810 Miner Avenue West
P.O. Box 221
Ladysmith, WI 54848
715-532-7279
Spooner
Community Bank of Spooner
322 North River Street
P.O. BOX 577
Spooner, WI 54801
715-635-4505
Ridgeland
Community Bank of Ridgeland
101 Center Street
P.O. BOX 175
Ridgeland, WI 54763
715-949-200