Unless somehow you aren't a fan of free money (and who would say that?), you're going to love the benefits of innovative, free Kasasa Cash Back®. This account not only lets you keep your money, it helps you make more of it, too! Enjoy cash back for nothing more than swiping your debit card.
At the same time, no monthly service fee and unlimited nationwide ATM fee refunds help you hold on to your hard-earned funds. It's your money. Make the most of it by signing up today.
- 3% cash back on debit card purchases*
- Unlimited nationwide ATM fee refunds*
- Link to Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking
- Free mobile banking
- Free eStatements
- Free debit card
- $20 minimum deposit to open
How Does Kasasa® Work?
Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!
Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back® account each monthly qualification cycle.
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and nationwide ATM fee refunds the very next month.
*Minimum deposit to open is $20 for Kasasa Cash and $1 for Kasasa Saver. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle in your account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle in your account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle in an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back are automatically transferred to Kasasa Saver at the beginning of the following statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $100,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $100,000, resulting in 0.50% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver earn 0.05% APY. Domestic ATM fees incurred during qualification cycle will be reimbursed (up to $4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.