Rates

APY = Annual Percentage Yield. The interest rates and annual percentage yields stated below are accurate as of 08/07/2014.

Kasasa Cash*

BalanceInterest RateAPY
$0 - $15,0002.25%2.25%
$15,000+0.25%2.25% to 0.25%
All balances if qualfications not met0.05%0.05%

Minimum balance required to open account is $20.00.

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements
  • Be enrolled and log into online banking

Rates may change after the account is opened. Fees may reduce earnings.

Kasasa Saver*

BalanceInterest RateAPY
$0 - $15,0000.50%0.50%
$15,000+0.25%0.50% to 0.25%
All balances if qualfications not met0.05%0.05%

Minimum balance required to open account is $1.00.

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements
  • Be enrolled and log into online banking

Rates may change after the account is opened. Fees may reduce earnings.

Deposit Accounts

AccountMinimum Opening DepositBalance Required to Earn InterestInterest RateAPY
Elite Checking$500$00.05%0.05%
Premier Savings$100$00.10%0.10%
TWIGS SavingsMust be under 18$00.15%0.15%

Rates may change after the account is opened. Fees may reduce earnings.

Certificates of Deposit (CDs)

TermMinimum BalanceInterest RateAPY
3 Month$5000.20% 0.20%
$50,0000.25%0.25%
6 Month$5000.25%0.25%
$50,0000.30%0.30%
12 Month$5000.50%0.50%
$50,0000.55%0.55%
24 Month$5000.70%0.70%
$50,0000.75%0.75%
36 Month$5000.90%0.90%
$50,0000.95%0.95%
48 Month$5001.15%1.15%
$50,0001.20%1.20%
60 Month$5001.35%1.36%
$50,0001.40%1.41%

Penalty may be imposed for early withdrawal on Certificates of Deposit. Interest is compounded quarterly.

Rates may change after the account is opened. Fees may reduce earnings.

IRA Certificates of Deposit

TermMinimum BalanceInterest RateAPY
12 Month$5000.55% 0.55%
24 Month$5000.70%0.70%
36 Month$5000.90%0.90%

Penalty may be imposed for early withdrawal on Certificates of Deposit. Interest is compounded quarterly.

Rates may change after the account is opened. Fees may reduce earnings.

Money Market

Minimum BalanceMinimum Opening DepositInterest RateAPY
$0$2,5000.00%0.00%
$2,500$2,5000.10%0.10%
$10,000$2,5000.15%0.15%
$25,000$2,5000.25%0.25%
$100,000$2,5000.35%0.35%
$250,000$2,5000.65%0.65%

Rates may change after the account is opened. Fees may reduce earnings.